What about those companies claiming to provide services to improve my credit score and fix my credit?
Before you choose to work with a service promising to improve your credit file and raise your credit score, be wary of any offers or promises that seem to good to be true. In fact, raising one’s credit [...]

What is a credit report?
A credit report is a report of your credit file, which contains items that people such as credit bureaus, lenders, credit card companies, creditors, employers, and businesses can use to assess your credit worthiness. Credit reports contain four parts: personal identifying information, credit accounts, matters of public credit record, and [...]