I have a structured settlement and am contemplating selling all or some of my future annuity payments for a lump sum of cash now. I have seen and heard of J.G. Wentworth in this sector, but don’t know much about them as a structured settlement company. Could you tell me more about JG Wentworth in the structured settlement field?

You may have seen JG Wentworth in one of their television ads with singing opera Vikings or everyday people on the streets proclaiming “It’s my money, and I want it now!” and know that JG Wentworth is the nation’s leading purchaser of future structured settlement or annuity payments for a lump sum cash payment. J.G. Wentworth has been in the structured settlement industry for over 15 years and specialize in working with clients to provide them access to financial vehicles or strategies about their structured settlements.

J.G. Wentworth recognizes that regular and period structured and settlement annuities payments may not be compatible with making a large payment or bill such as a car or real estate property down payment, medical bills, or paying for school. Other times, it is more prudent to have a large sum of cash at once so that you can make wise investments and grow it at a faster rate than interest on an annuity or structured settlement. In these cases, JG Wentworth will offer you a lump sum cash payment for all or parts of your future annuity and structured settlement payments; these J.G. Wentworth lump payments for structured settlements can actually provide you with the financial flexibility for your future cash assets.

JG Wentworth also works in many other financial sectors and services, with most of the related to lump sums of cash in exchange for future payments for structured settlements, annuities, or other equity. In addition to structured settlements, J.G. Wentworth as a structured settlement company also works with annuities payments, lawsuit advances, pre settlement loans, motgage notes, lottery payments, life settlement, insurance payouts, inheritance advances, and cell tower lease advances.

To date, J.G. Wentworth has been involved with future annuity and payment transactions totaling over $2 billion, firmly establishing themselves as a leader in the structured settlement company sector.

What general advice would you give me regarding possibly selling my structured settlement to JG Wentworth or any other structured settlement company?

Well, it is always prudent to shop around for different quote from different structured settlement companies before you sign anything. Yes, as a first step, you can get a quote regarding selling your future annuities payments from your structured settlement to JG Wentworth, but after that, also get quotes from other reputable structured settlement companies. Be sure that you also know and understand the rules and regulations regarding the taxes that you owe upon selling your future structured settlement payments.

Also, keep in mind that in addition to the amount of money quoted to buy all or some of your future structured settlements, you should also consider the service and expertise of a structured settlement company. Any expertise and extensive experience dealing with structured settlement transactions and getting court approvals can greatly improve the amount of time you have to spend waiting to get your lump sum payment against your future payments. If you know other people who have gone through the same process of selling a structured settlement, be sure to ask them questions and get their experiences with different structured settlement companies.

You might also want to consider a structured settlement broker to find you a good deal for a lump sum cash payment for your annuity payments as long as you can find a good structured settlement broker. These brokers will be available to give you advice, guide you through the process, as well as get you good deals for your structured settlements with their good relationships and history with different structured settlement companies.

A good starting place is find companies and quotes to compare is to use our directory to find some reputable and well-trusted structured settlement companies.